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Lindsey Davis
Partner
Minneapolis
500 Washington Avenue South
Suite 4000
Minneapolis MN 55415
TEL: (612) 359-4237
FAX: (612) 336-9100
{ mail } ldavis@zellelaw.com
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Practice Areas
Bar and Court Admissions
Education

Lindsey Davis

Lindsey is the Managing Partner of the Minneapolis office where her practice is focused on complex insurance and reinsurance disputes, representing insurers in a wide range of coverage matters. She has handled first-party property coverage disputes in a variety of contexts and has dealt extensively with issues relating to policy interpretation, the application of various coverage exclusions and policy endorsements, and allegations of bad faith.  She currently represents  commercial property insurers in lawsuits concerning losses attributed to the COVID-19 pandemic. Lindsey has also been involved in a number of liability insurance coverage matters, including general liability and employment practices-related coverage matters. In addition to her experience with insurance coverage and reinsurance issues, Lindsey has extensive experience defending financial services firms in challenging, high stakes lawsuits involving multi-million dollar claims of negligence, breach of contract, breach of fiduciary duty, and violations of state and federal statutes. She currently represents quasi-government agency plaintiffs in litigation against numerous banks related to the manipulation of LIBOR, a benchmark interest rate.

Representative Matters

Insurance Coverage

Represented property insurer in time element measurement dispute (Sonstegard Foods Co. v. Wellington Underwriting, Inc., 2007 WL 2908129 (D. Minn. 2007)).

Represented insurer in a coverage dispute which confirmed that an insured cannot create insurance coverage through waiver or estoppel except in very limited circumstances (Minnesota Commercial Railway v. General Star Indemnity Co., 408 F.2d 1061 (8th Cir. 2005)).

Represented property insurer in successful defense of $10 million claim for coverage under an excess property policy.

Reinsurance

Represented leading participant in reinsurance dispute regarding settlement of multi-billion dollar claims arising out of the September 11 attack on the World Trade Center.

Financial Services

Represented a prominent U.S. bank in series of lawsuits concerning securities lending and 2007-08 financial crisis.

Antitrust

Counsel to Minnesota and Iowa businesses and consumers in the only two indirect purchaser antitrust lawsuits against Microsoft Corporation that went to trial. The Minnesota lawsuit settled after seven weeks of trial for $182 million.  The Iowa lawsuit settled after three months of trial for $180 million.  On behalf of the Plaintiff classes, responsible for supervising the administration of these two settlements.

Articles & Presentations

“Avoiding First- & Third-Party Bad Faith Allegations”, PLRB Claims Conference & Insurance Services Expo, March 20 & 22, 2023, presenter

“Avoiding First- & Third-Party Bad Faith Allegations,” PLRB Claims Conference & Insurance Services Expo, April 4-5, 2022, presenter

"How will EPLI Policies Respond to Coronavirus Claims?", Zelle Webinar, April 9, 2020, co-presenter

"Adjuster Depositions: Legal and Ethical Implications," Western Loss Association Fall Conference, October 11, 2019, co-presenter

"Recent Developments in Property Insurance Coverage Litigation," Tort Trial & Insurance Practice Law Journal, Spring 2019, co-author

"Cryptocurrency and Property Insurance," American Bar Association Property Insurance Law Committee Spring Conference, May 10, 2019, co-presenter 

"Blockchain and Bitcoin: Insurance Implications," Zelle Insurance Education Webinar, March 5, 2019, co-presenter

"Blockchain and Bitcoin: Insurance Implications," Western Loss Association, September 28, 2018, co-presenter 

"The Keys to Effective Claims Negotiations," Northwest Loss Association, January 17, 2018, presenter 

"The Keys to Effective Claims Negotiations," Western Loss Association – Delavan, WI, October 19, 2017, co-presenter 

"The Court Report: Recent Developments in Property Insurance," Minnesota Claims Managers Association, May 3, 2017, co-presenter 

"The Keys to Effective Claims Negotiations," Northwest Loss Association Annual Trade Fair, February 15, 2017, presenter

"Avoiding Bad Faith Allegations," National Association of Catastrophe Adjusters, Las Vegas, NV, January 18, 2017, presenter

"Estimating the Value of the Appraisal Process in Property Claims," Western Loss Association – Delavan, WI, September 22-23, 2016, co-presenter

"The Keys to Effective Claims Negotiations," PLRB – San Antonio, Texas April 19-20, 2016, presenter

"Appraisal in Colorado Property Insurance Claims," American Family – Eden Prairie, Minnesota, April 7, 2016, presenter

"Avoiding Bad Faith Allegations in Property Claims," Northwest Loss Association – Bloomington, Minnesota, March 16, 2016, presenter

"Avoiding Bad Faith Allegations," Zelle Insurance Education Webinar Series, March 4, 2016, presenter

"Avoiding Bad Faith Allegations in Property Claims," Western Loss Association – Delavan, WI, September 23-25, 2015, presenter

"Avoiding Bad Faith Allegations in Property Claims," PLRB – Anaheim, CA, March 31-April 1, 2015, presenter

"The Insured’s Duties in the Claims Process,” Catastrophe Specialist, Inc. Adjuster Conference – Dallas, TX, January 28, 2015, presenter

"Employment Law 2.0 - Staying Legal in the Information Age," Minneapolis, MN, July 22, 2014, co-presenter

"Avoiding Bad Faith Allegations in Property Claims," PLRB – Indianapolis, IN, March 17-18, 2014, presenter

"Why Growth In Nanotechnology Matters To Insurers," Insurance Law360, September 9, 2013, author

Professional Affiliations

Noteworthy

From 2009 to 2017, Lindsey was recognized by Super Lawyers as one of its "Rising Stars." In 2011, Lindsey was named an Up and Coming Attorney by Minnesota Lawyer magazine.

From 2015 to 2020, she taught legal writing to first-year law students at Mitchell Hamline School of Law.

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