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Oct.22.2026
The Cost of Losing Your Cool: Tallying the Losses of a Supermarket Cyberattack
Insurance Journal
Oct.13.2026
California’s New Smoke Damage Recovery Act: Shifting the Burden
Sep.30.2026
AI Update: Beazley Offers Affirmative AI Coverage in Cyber and Tech E&O Policies
The Zelle Lonestar Lowdown
Sep.30.2026
Another Strong Endorsement of the Contractual Right to Appraisal
The Zelle Lonestar Lowdown
Sep.30.2026
Buzzkill in Bee v. American National Property & Casualty Co.: A Thorough Coverage Investigation Leads Houston Court of Appeals to Swat Away Theft Claim
The Zelle Lonestar Lowdown
Sep.30.2026
Houston Federal Court Holds Repair Estimates Without Causation Opinions Cannot Defeat Summary Judgment in Hurricane Beryl Claim
The Zelle Lonestar Lowdown
Sep.30.2026
No Evidence, No Deposition
The Zelle Lonestar Lowdown
Sep.30.2026
One to Watch: Eleventh Circuit to Address Waiver of Builder’s Risk Flood Deductible Under Georgia Law
The Zelle Lonestar Lowdown
Sep.29.2026
Some Turkey Producers Escape Price-Fixing Claims on Summary Judgment, Others Head to Trial on Narrowed Per Se Claims
California Lawyers Association E-Briefs, News and Notes
Sep.29.2026
The Third Circuit Revives Algorithmic Pricing Case Against Hotels
California Lawyers Association E-Briefs, News and Notes
Aug.31.2026
AI Update: Texas Business Court Judge Rules ChatGPT Conversations Can Qualify as Protected Work Product
The Zelle Lonestar Lowdown
Aug.31.2026
Fraud & Order: The SIU Files - Ripped from the Headlines: AI-Generated Images & Insurance Scams
The Zelle Lonestar Lowdown
Aug.31.2026
Houston Federal Court Rules Appraisal Award Does Not Guarantee Full Payment in Wind/Hail Claims
The Zelle Lonestar Lowdown
Aug.31.2026
Texas Appellate Court Compels Trial Court Ruling on Insurance Appraisal Motion After Nearly a Year of Inaction
The Zelle Lonestar Lowdown
Aug.27.2026
Eleventh Circuit Affirms Denial of Arbitration Bid in Class Action Alleging Yacht Brokers Fixed Commissions
California Lawyers Association E-Briefs, News and Notes
Aug.27.2026
The Northern District of California, in Large Part, Allows Data Privacy Action Against Google to Proceed
California Lawyers Association E-Briefs, News and Notes
Aug.11.2026
California Supreme Court Signals a Broadened Standard for Suing Excess Insurers
Aug.3.2026
Not All Tariffs Are Created Equal: Understanding IEEPA Refund Eligibility After Learning Resources v. Trump
Jul.29.2026
NCAA Eliminates Policy Against Pre-Enrollment Prize Money in Settlement with Tennis Student-Athletes
California Lawyers Association E-Briefs, News and Notes
Jul.29.2026
Northern District of Illinois Grants Plaintiffs’ Motion for Class Certification in Financial Aid Price-Fixing Case
California Lawyers Association E-Briefs, News and Notes
Jul.29.2026
Supreme Court Holds that FAA’s Transportation-Worker Exemption Applies to an Intrastate Leg of an Interstate Journey
California Lawyers Association E-Briefs, News and Notes
Jul.29.2026
The Western District of Washington Allows Case Against Sneakers Company to Proceed
California Lawyers Association E-Briefs, News and Notes
Jul.28.2026
AI Update: Texas Department of Insurance Issues AI Bulletin
The Zelle Lonestar Lowdown
Jul.28.2026
No Clean Break: Court Finds Fact Issues on Roof Seam Damage
The Zelle Lonestar Lowdown
Jul.28.2026
One Contamination, One Occurrence: The Sixth Circuit Deals with Salmonella-Contaminated Peanut Butter Amid the Cyclospora Summer
The Zelle Lonestar Lowdown
Jun.30.2026
AI Update: NAIC Launches Multi-State Pilot of AI Systems Evaluation Tool
The Zelle Lonestar Lowdown
Jun.30.2026
Fifth Circuit Confirms Insured’s Burden to Show Damage Occurred on Date of Loss Within Policy Period
The Zelle Lonestar Lowdown
Jun.30.2026
Pleading Precision and Pre-Suit Notice: Lessons from Sunshine Eastgate Plaza LLC v. Lexington Insurance Co.
The Zelle Lonestar Lowdown
Jun.30.2026
Proposed Bad Faith and Appraisal Legislation Makes Waves in the Ocean State
The Zelle Lonestar Lowdown
Jun.30.2026
Yes, You Have to Go to Appraisal – Texas Supreme Court Again Rules in Favor of Enforcing an Appraisal Provision
The Zelle Lonestar Lowdown
Jun.24.2026
The Northern District of Illinois Defers Grant of Class Certification in Light of Allegations of Ethical Misconduct Among Plaintiffs’ Counsel
California Lawyers Association E-Briefs, News and Notes
Jun.3.2026
Time to Retire, Your Honor? Respectfully Suggested Considerations for the Introspective Jurist
May.27.2026
6th Circ. Ruling Highlights Split On Labor Cost Depreciation
Law360
May.11.2026
"The Two Appraisers Will Select an Umpire" - Why A Competent and Impartial Umpire Is Crucial to the Appraisal Process
The Zelle Midwest Monitor
May.11.2026
Case Law Update: Material Misrepresentations and Recission in the Eighth Circuit
The Zelle Midwest Monitor
May.11.2026
First-Party Bad Faith Essentials: Minnesota vs. Wisconsin
The Zelle Midwest Monitor
May.11.2026
Illinois’ Highest Court Finds that Government-Authorized Pollution is Still Pollution for Purposes of Pollution Exclusions in CGL Policies
The Zelle Midwest Monitor
May.11.2026
The Ensuing-Loss Doctrine and Defective Work Exclusions: Recent Case Law and the Impact on Commercial Property Insurance Claims
The Zelle Midwest Monitor
Apr.30.2026
AI Update: Smart Glasses, Dumb Moves — Witness Caught Receiving Real-Time Coaching in the Courtroom
The Zelle Lonestar Lowdown
Apr.30.2026
Avoid a Clash over Cash: The Perks of Defining Actual Cash Value in a Policy
The Zelle Lonestar Lowdown
Apr.30.2026
Defining the Boundaries: How Stella Property Development Shapes the Efficient Proximate Cause Doctrine and Ensuing Loss Analysis in Pennsylvania
The Zelle Lonestar Lowdown
Apr.30.2026
TDI’s Revised Appraisal Rules — What Changed, Why It Matters, and How to Get Ready
The Zelle Lonestar Lowdown
Apr.30.2026
The Prevention Doctrine Has Limits - Guidry Proves It
The Zelle Lonestar Lowdown
Mar.27.2026
AI Update: Litigant’s Use of Consumer AI Tools May Waive Attorney-Client Privilege
The Zelle Lonestar Lowdown
Mar.27.2026
Appraisal Award Stands Firm in Petropoulos
The Zelle Lonestar Lowdown
Mar.27.2026
Bona Fide Dispute Displaces Bad Faith
The Zelle Lonestar Lowdown
Mar.3.2026
Viewpoint: Einstein on Entropy and Builder's Risk
Insurance Journal
Feb.27.2026
AI Update: Listen All of Y'all It's a Sabotage - What Is Claude 4.6, and Should We Be Concerned?
The Zelle Lonestar Lowdown
Feb.27.2026
Insurance Experts Need to Recognize the Importance of Causation When Issuing Reports
The Zelle Lonestar Lowdown
Feb.27.2026
Past Storms During Prior Policy Periods Is Not Enough: Fifth Circuit Affirms Summary Judgment Absent Proof of Hail Within the Alleged Policy Period
The Zelle Lonestar Lowdown
Feb.27.2026
Texas Supreme Court Holds that Tornadoes are Considered Windstorms When “Windstorm” is Undefined in a Homeowners Policy
The Zelle Lonestar Lowdown
Feb.26.2026
Court Largely Grants Class Certification, But Narrows Walker Process Claims over Biologic Drug Stelara on Summary Judgment
California Lawyers Association E-Briefs, News and Notes
Feb.26.2026
N.D. Cal. Court Dismisses Plaintiffs’ Complaint Against PayPal for Failing to Allege Market Power and Antitrust Standing
California Lawyers Association E-Briefs, News and Notes
Feb.26.2026
Northern District of California Denies Motion to Dismiss in Pac-12 Antitrust Challenge to Conference Termination Fees
California Lawyers Association E-Briefs, News and Notes
Feb.26.2026
The Northern District Rejects Settlement Attempt on Unlawful Monopolization Claims Against LinkedIn
California Lawyers Association E-Briefs, News and Notes
Feb.19.2026
4th Circ. D&O Ruling Shows Why Textual Policy Args Are Best
Law360
Jan.29.2026
A View from the Floor: 35th Annual Golden State Institute, Merger Control Developments
California Lawyers Association E-Briefs, News and Notes
Jan.29.2026
Actual Resulting Damages Required to Sue for Breach of Contract in Texas
The Zelle Lonestar Lowdown
Jan.29.2026
AI Update: Global AI Infrastructure Growth Leads to Launch of $750 Million ATA Insurance Facility
The Zelle Lonestar Lowdown
Jan.29.2026
Hermes Wins Dismissal of Tying Claims
California Lawyers Association E-Briefs, News and Notes
Jan.29.2026
No Restarting the Clock: Reinvestigating and Reaffirming Denial Does Not Affect a Valid Contractual Suit Limitations Period
The Zelle Lonestar Lowdown
Jan.29.2026
Texas Supreme Court Clarifies Neutral-Appraiser Impartiality: Lessons for First-Party Property Insurance Appraisals
The Zelle Lonestar Lowdown
Jan.29.2026
The Seventh Circuit Affirms the American Board of Psychiatry and Neurology’s Win on Tying Claims
California Lawyers Association E-Briefs, News and Notes
Jan.29.2026
Understanding the Scope of the Appraisal Process: When Appraisers Can—and Cannot—Make Causation Determinations in Texas
The Zelle Lonestar Lowdown
Jan.29.2026
Where There’s Smoke, There’s . . . Direct Physical Loss?
The Zelle Lonestar Lowdown
Jan.21.2026
AI Tools and Bad Faith Risk in Insurance Claim Handling: Lessons from Lokken
Zelle LLP Midwest Monitor
Jan.21.2026
Case Law Update: New Oil Christian Center v. GuideOne Mutual Insurance Co.
The Zelle LLP Midwest Monitor
Jan.21.2026
Liability Preview 2026
The Zelle LLP Midwest Monitor
Jan.21.2026
Minnesota Courts Enforce Policy Provisions Barring Preaward Interest on Appraisal Awards
Zelle LLP Midwest Monitor
Dec.22.2025
AI Update: New Proposed Legislation in Florida Regarding AI Use in Claims Handling 
The Zelle Lonestar Lowdown
Dec.22.2025
Mandamus to Enforce Insurer’s Election of Liability
The Zelle Lonestar lowdown
Dec.22.2025
Settled But Not Satisfied: Plaintiff Unsuccessfully Tries to Sidestep Mediated Settlement
The Zelle Lonestar Lowdown
Dec.4.2025
Viewpoint: Prudent or Not, an Insured’s Extra Expense Must Be Strictly ‘Necessary’
Insurance Journal
Nov.21.2025
AI Update: Washington Eyes Federal Control of AI Regulation
The Zelle Lonestar Lowdown
Nov.21.2025
Fracking the Fine Print: The Fifth Circuit Analyzes the Duty to Defend, Bankruptcy Assignments, and the Contours of Third-Party Bad Faith
The Zelle Lonestar Lowdown
Nov.21.2025
I Missed the Northern Lights Again, But the Insurance Industry Should Be Watching Carefully
The Zelle Lonestar Lowdown
Nov.18.2025
Court Dismisses “Reese’s Shapes” Packaging Suit Against Hershey
California Lawyers Association E-Briefs, News and Notes
Nov.13.2025
Courts Stay Consistent In 'Period Of Restoration' Rulings
Law360
Nov.5.2025
Sins of Policy Interpretation: A Call to Repentance
Claims Journal
Oct.31.2025
A Permissive Appraisal Provision Does Not Constitute a Condition Precedent
The Zelle Lonestar Lowdown
Oct.31.2025
AI Update: The Growing Trend of AI-Related Insurance Policy Exclusions
The Zelle Lonestar Lowdown
Oct.31.2025
An Unsettling Topic: Third-Party Liability Bad Faith in Alabama
The Zelle Lonestar Lowdown
Oct.31.2025
Appraisal Doesn’t Toll the Clock: Texas Court Upholds Suit Limitation Clause Despite Post-Denial Appraisal Demand
The Zelle Lonestar Lowdown
Oct.31.2025
Corrosion Exclusions – Differences Across the Atlantic
The Zelle Lonestar Lowdown
Oct.31.2025
One Dip and Done: Summary Judgment as a Shield Against Costly Double Dipping Claims
The Zelle Lonestar Lowdown
Oct.31.2025
Whose Loss, Whose Money? A Refresher on Mortgagee Rights Under Property Insurance Policies
The Zelle Lonestar Lowdown
Sep.26.2025
AI Update: Sandbox or Sandstorm? AI’s New Playground
The Zelle Lonestar Lowdown
Sep.26.2025
Fatal to Recovery: AZ Wealth Big Springs, LLC. v. Third Coast Insurance Co. Confirms that the Insured Bears the Burden of Demonstrating that Damage Occurred Due to a Covered Peril Under Concurrent-Cause Doctrine
The Zelle Lonestar Lowdown
Sep.26.2025
Fifth Circuit Affirms that Texas Law Does Not Permit Tort Recovery When the Insured Has Already Been Made Whole Under Their Policy
The Zelle Lonestar Lowdown
Sep.26.2025
Hail to the Promptness: Northern District of Texas Finds Insured’s Two-Year Delay in Providing Notice Untimely and Prejudicial
The Zelle Lonestar Lowdown
Sep.26.2025
The Minnesota Supreme Court’s Latest Interpretation of Replacement Cost – Insurers’ Coverage Obligations Under Minnesota Statute Section 65A.10
The Zelle Lonestar Lowdown
Sep.26.2025
The Policy Period Predicament: Insureds Must Bring Claims Under the Correct Policy
The Zelle Lonestar Lowdown
Sep.9.2025
A Cautionary Tale for Contractors: Illinois Court Strictly Enforces Cyber Exclusion
CLM Magazine
Aug.28.2025
NCAA Volunteer Coach Victory: Key Takeaways from a Successful Antitrust Class Certification
California Lawyers Association E-Briefs, News and Notes
Aug.25.2025
AI Update: The Long Crazy Trip of Hallucinating Artificial Intelligence Continues – Another Day, Another Sanction for Use of Fabricated Caselaw
The Zelle Lonestar Lowdown
Aug.25.2025
Choosing the Right Lawyer: What Should You Ask and What Should You Expect?
The Zelle Lonestar Lowdown
Aug.25.2025
No Exceptions (Unless Prescribed by Law): Court Grants Motion to Preclude Attorneys’ Fees Even Though Carrier Will “Not Entertain” Settlement
The Zelle Lonestar Lowdown
Aug.25.2025
Rescission: Timing Matters Under Texas Law
The Zelle Lonestar Lowdown
Aug.25.2025
Texas Appellate Court Granted Mandamus and Allowed Insurer to Intervene in Case Brought Against Adjusting Company and Individual Adjuster
The Zelle Lonestar Lowdown
Aug.25.2025
Western District of Texas Batches Thousands of Stucco Claims into Single Occurrence Pursuant to “Single Occurrence Clause” Endorsement, Holds SIR Exhausted by Initial Settlements
The Zelle Lonestar Lowdown
Aug.12.2025
When Failure To Satisfy Insured Duty Is Fatal To Texas Claims
Law360
Jul.28.2025
Judge Donato Rules on MSJ Dismissing UCL Claims But Not CIPA Claims – Trial Started on July 21, 2025 Frasco v. Flo Health, Inc., 3:21-cv-00757
California Lawyers Association E-Briefs, News and Notes
Jul.17.2025
AI Update: Lawsuit Against Character Technologies Moves Forward in Florida Federal Court
The Zelle Lonestar Lowdown
Jul.17.2025
Florida’s Rules of Civil Procedure Have Some Changes
The Zelle Lonestar Lowdown
Jul.17.2025
Pick Your Poison: Court Grants Insurer’s Motion for Summary Judgment on Nearly All of Insureds’ Causes of Action
The Zelle Lonestar Lowdown
Jul.9.2025
N.M. Cyber Ruling Will Spur Litigation As Coverage Remedy
Law360
Jul.1.2025
Invoking ‘Our Option’ and Preferred Contractor Network Endorsements
Claims Journal
Jun.27.2025
Burger King Employees Persist After Renewed Motion to Dismiss
California Lawyers Association
Jun.18.2025
AI Update: Insurance Commissioners Challenge One Big Beautiful Bill Act’s Definition of Artificial Intelligence
The Zelle Lonestar Lowdown
Jun.18.2025
Massachusetts Collapse Decision Highlights Importance of Careful Underwriting
The Zelle Lonestar Lowdown
Jun.3.2025
Stop, Collaborate and Listen! What to Know About the FTC and DOJ’s Withdrawal of the Competitor Collaboration Guidelines
Jun.2.2025
Holding an Insured to its Duties and Burdens
May.21.2025
AI Update: Chatbot Errors? – There’s a Policy for That!
The Zelle Lonestar Lowdown
May.21.2025
Court Analyzes “Forces of Nature” in Applying Section 542A of the Texas Insurance Code
The Zelle Lonestar Lowdown
May.21.2025
Georgia’s Latest Efforts at Tort Reform: SB 68 & SB 69 Reshape the Liability Landscape for Insurers and Policyholders Alike
The Zelle Lonestar Lowdown
May.21.2025
Insurer Escapes Duty to Defend Obligation in Toll Road Pile-Up Lawsuits Under Designated Work Exclusion and Professional Liability Exclusion
The Zelle Lonestar Lowdown
May.21.2025
When Coverage Disagreements Are Justified: The Bona Fide Dispute Doctrine in Action
The Zelle Lonestar Lowdown
May.6.2025
Calif. Smoke Claim Ruling Gives Insurers Support On Denials
Law360
May.6.2025
Is Your War Exclusion Fit for Purpose?
May.5.2025
How Attys Can Use A Therapy Model To Help Triggered Clients
Law360
Apr.21.2025
“Occurrence” Provisions Within Excess Policies Support an Exposure Trigger Theory Application for Asbestos-Related Claims
The Zelle Lonestar Lowdown
Apr.21.2025
AI Update: AI Avatar Does NOT, In Fact, Please the Court
The Zelle Lonestar Lowdown
Apr.21.2025
Any is Not All and The Future is Not Now: The Contours of the Cosmetic Damage Exclusion Taking Shape
The Zelle Lonestar Lowdown
Apr.21.2025
Concurrent Causation is Key – Fifth Circuit Holds Insured to its Causative Burden
The Zelle Lonestar Lowdown
Apr.21.2025
Itemized Appraisal Ordered Over Delay and Coverage Dispute Objections: A Shift in the Appraisal Enforcement Paradigm?
The Zelle Lonestar Lowdown
Apr.10.2025
Home Depot Ruling Tolls Death Knell For 'Silent Cyber'
Law360
Mar.31.2025
Further Clarity Regarding Coverage for Funds Transfer Fraud
Mar.26.2025
A View From the Floor: Women in Competition
California Lawyers Association
Mar.26.2025
Judge Donato Excludes Expert Opinion Testimony, Denies Class Certification in Klein V. Meta
California Lawyers Association
Mar.26.2025
Ninth Circuit Upholds Denial of American Booksellers Association’s Motion to Intervene in FTC v. Amazon.com
California Lawyers Association
Mar.24.2025
The L.A. Fires: Contingent Business Interruption Coverage Considerations
Mar.19.2025
AI Update: AI-Driven Parametric Insurer Launches in Bermuda and Texas
The Zelle Lonestar Lowdown
Mar.19.2025
Another One Strikes the Dust: Presuit Notice to Third-Party Adjuster Does Not Comply with Section 542A.003(a) of the Texas Insurance Code
The Zelle Lonestar Lowdown
Mar.19.2025
Balancing Discovery and Protecting the Attorney-Client Privilege In the Insurance Coverage Context
The Zelle Lonestar Lowdown
Mar.19.2025
Court Enforces Pleading Standards and Dismisses Bad Faith Allegations
The Zelle Lonestar Lowdown
Mar.19.2025
When a Plaintiff’s Counsel Thinks His Client is Dead and then Alive Again – Believe Him but Seek Sanctions
The Zelle Lonestar Lowdown
Feb.19.2025
AI Update: New Lawsuit Highlights the Risks Of AI-Related Disclosures
The Zelle Lonestar Lowdown
Feb.19.2025
Employee Theft of Electronic Data Is Not Direct Physical Damage to or Direct Physical Loss of Business Personal Property
The Zelle Lonestar Lowdown
Feb.19.2025
Federal District Court Holds Engineer Is Qualified Enough, and His Methods Are Reliable Enough, to Testify to Date Wind and Hail Caused Roof Damage
The Zelle Lonestar Lowdown
Feb.19.2025
Lassoing Liability with Megan Zeller: Love (and Murder) Is in the Air: Redefining What it Means to be a “Domestic Partner”
The Zelle Lonestar Lowdown
Feb.19.2025
Southern District of Texas Holds Benefits-Lost Rule Inapplicable, Alleged Delay in ALE Payments Not an “Independent Injury”
The Zelle Lonestar Lowdown
Feb.19.2025
The Aftermath of Covid-19 – New York’s Expansion of Business Interruption Coverage
The Zelle Lonestar Lowdown
Feb.19.2025
The First Houston Court of Appeals Correctly Grants Mandamus Relief to Compel Appraisal After Suit Is Filed
The Zelle Lonestar Lowdown
Jan.16.2025
“Amount of Loss” By Any Other Name: Conditions Precedent and Scope of Appraisals in Minnesota
The Zelle Lonestar Lowdown
Jan.16.2025
“With a Gap in the Pleadings and Extrinsic Evidence Unavailable,” the Insurer has a Duty to Defend
The Zelle Lonestar Lowdown
Jan.16.2025
AI Update: New Lawsuit Highlights Potential Risks Associated with Products Utilizing Artificial Intelligence
The Zelle Lonestar Lowdown
Jan.16.2025
Lassoing Liability with Megan Zeller: How to Be a Reasonably Prudent Insurer Under the Stowers Doctrine, Part II
The Zelle Lonestar Lowdown
Jan.16.2025
The Southern District of Texas Reaffirms That an Insured has the Burden to Identify a Covered Loss During the Policy Period and Segregate Its Damages
The Zelle Lonestar Lowdown
Jan.8.2025
Minnesota’s Amended Rule 30.02 Embraces the Era of Remote Depositions
Dec.18.2024
AI Update: AI and Insurance - Predictions for 2025
The Zelle Lonestar Lowdown
Dec.18.2024
Appraisal Panel Acted Within its Rights when Considering Causation
The Zelle Lonestar Lowdown
Dec.18.2024
Federal Court Correctly Concludes that a Simple Disagreement Between Experts Does Not Support a Claim for the Breach of the Duty of Good Faith and Fair Dealing - Beka One, LLC V. RLI Insurance Company
The Zelle Lonestar Lowdown
Dec.18.2024
Is Your War Exclusion Fit for Purpose?
The Zelle Lonestar Lowdown
Dec.18.2024
Stowers Demands: the Gift that Keeps on Giving
The Zelle Lonestar Lowdown
Nov.18.2024
Homeowners Did Not Substantially Meet Policy’s Condition Precedent to Recover Replacement Cost Value
Insurance Litigation Reporter
Nov.13.2024
Cade v. State Farm Lloyds — Insured's Failure to Comply with Policy Conditions Bars Personal Property Claims
The Zelle Lonestar Lowdown
Nov.13.2024
AI Update: Texas Department of Insurance Approves ZestyAI’s Severe Convective Storm Models
The Zelle Lonestar Lowdown
Nov.13.2024
Claims for Statutory Interest and Attorney’s Fees Do Not Survive Insured’s Death
The Zelle Lonestar Lowdown
Nov.13.2024
Federal Court Properly Applies Concurrent Causation and Rejects an “Expert” Opinion –Thompson v. State Farm Lloyds
The Zelle Lonestar Lowdown
Nov.13.2024
The Fifth Circuit Finds CGL’s Motorized Vehicles Endorsement to Preclude Coverage for Drag Racing
The Zelle Lonestar Lowdown

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